Restricting democracy: Republicans trying to prevent college-age students from voting

I'd rather my insurance rate be tailored to how I drive rather than some generalization that idiots who don't know how to drive have contributed to.

But maybe that's my own naive opinion.

Isn't the whole insurance business about making money anyway? I imagine that even if a million dumb blonds (pardon the generalization) blow up their cars across the country simultaneously, that would likely bring up their insurance cost and not drop ours.

Actually, on this note, I've been wondering for this past year. If car insurance is mandatory, is the government actually involved in regulating the prices, since all we can do is limited to bending over for one company or the other?