Character worth

saying that you don't lose damage by hp washing isn't really accurate. AP reset sales lower that though.

That's pretty much why I washed 20 luk with the 20 dollar reset sale, but had them in HP before that.

Extra HP is useful - but spending 600m mesos for 20 luk? Not a good deal for me. It probably is a good deal for some people, but I'm looking at gear upgrades right now and I could easily push the equivalent in w.atk (4 atk) without spending that much. 200mil on the other hand, a lot more reasonable.

If having extra HP is mandatory, add the points. All you're losing by refusing to do so is the ability to play the game... if my NL ever makes it to 15x, I'll be going another round of AP into HP so I can survive HT a little earlier without hiding in corners. I may reset it, or I may not... depends how easily I can get NX and what other upgrades I can get.