That's an absolutely absurd way to go about life.
People's accounts have been compromised, and you are basically saying that you believe all of us to be liars.
A breach would only be the result of hacking.
If you believe in the breach, you must believe these hackings are "true".
My brother played DFO, but only for the crossover event they had months ago.
He played for less than an hour (not that that's relevant other to demonstrated that he was not a regular player).
This is the conclusion I came to as well.
I also found it disturbing that, as the servers came back up, some people were actually about to login to their characters without entering a PIC.
That tells me that the PIC can, in fact, be bypassed.
I don't think there's a true pattern to the hack as some people have reported their mule accounts getting hacked while their mains are so-far untouched.
One this is for sure:
The hackers don't to seem to have any real knowledge of the game economics.
They also are intent on making money with as few transactions as possible.