Doesn't seem worth it to try really hard to get more than about 80% base critical rate for your phantom. Considering that you can still get full benefit from fortune card, and 80% crit already gets you a 96% Noir Carte activation rate on Ultimate Drive, it seems better to focus on other things than to invest in severely diminishing returns on critical chance.
[edit]revised to reflect correct fortune card buff[/edit]
I'm not saying to "rely on fortune card," I'm saying diminishing returns mean that you're better off spending that money/potential lines/stolen skill on increasing your damage range rather than your critical chance, as the vast majority of phantom's extra damage on critical comes from Noir Carte, which activates at a rate of (1 - (1 - critchance)^#hits), meaning that higher crit rate really only helps you on rapid fire and card tempest, which cap relatively easily (especially if you had boss damage rather than critical rate on those potential lines).
Note that I was talking about phantoms.
ACA/Combo attack included, so maybe around 100-110k range without.
Just by going through some ss's in the thief flaunting section/leafre.
Here you go @locked.
http://www.southperry.net/showthread.php?t=15&page=49
I'd like the know how much the damage increase would be if I pushed myself to get 100% critical versus 95%. Is the increase that significant?
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