State of Emergency

[Eos]

My home was hit by a flash flood this morning around 2 AM (http://www.thenewsstar.com/article/20110426/NEWS01/110427004/Update-12-55-m-West-Monroe-opening-shelters?odyssey=nav%7Chead), my car and my entire lower level are under 3 to 4 feet of water right now. I escaped safely with my pets, however I am now temporarily without transportation or shelter.

My access to Southperry will obviously be somewhat limited while I try to get things in order. I've been camped in my corporate office since 4 am trying to get things straightened out and prioritized.

Anyone feeling charitable can feel free to make a donation via the Market.
For the next week or so Karma values for donations will be at 2x in appreciation for anyone who cares enough to try to help out during this difficult time.

I will keep this thread updated as I know more. I think there'll be a news report interviewing me online after 8 am for anyone who wants to laugh at me soaked in my jammies answering some of the stupidest questions that only a local newsman can ask during a disaster.

Day #1 Update:
Photos for the morbidly curious.
http://www.flickr.com/photos/62244860@N04/sets/72157626469050835

Cats have been returned to the apartment. They're locked upstairs in the bedroom with food & water and a litter pan. Not ideal but it's better than leaving them locked in a carrier in a strange place with other unfamiliar cats.

Daily Updates
For the interested I'll be keeping updates in my blog in it's own section (http://www.southperry.net/blog.php?u=2054&blogcategoryid=54), and will append updates throughout each day as I have time and news.

[Nikkey]

Wow, I really hope the damage isn't too great. I felt really unlucky when my laptop HDD committed suicide, but that pales in comparison to this =/

Also, I DEMAND to see that report.

[Fiel]

My condolences. :eek:

I hope you had insurance?

[Eos]

Also, I DEMAND to see that report.

I should charge admission to it. :f3:



I hope you had insurance?

Full coverage on the car, but if it's totaled that's just blue book replacement value and having to find a new one.
Renter's insurance, but probably doesn't cover floods, since most flood insurance is completely separate and I can't get to my documentation to verify.

The biggest issue is being temporarily homeless, since the entire downstairs is devastated.

[ShinkuDragon]

holy crap eos, i don't even know what to say, at least you and your second floor are safe, and hoping you do have that flood insurance, but still...
darn.

and what is that news thing all about? "hey, you house flooded, come tell the world!" god, i swear sometimes... how does that news thing work, and what are your plans now? move with a friend?

[Suber]

Dam that sucks, I hope everything works out.

[Fiel]

I pored through Louisiana state law to find anything about renter's insurance and flooding. I figured there had to be stuff added in the past few years due to Katrina. This was the only section I could find (http://www.legis.state.la.us/lss/lss.asp?doc=508233).

How to find more stuff on Louisiana Title 22 (http://www.ldi.state.la.us/useful_links.html#title22)

[Eos]

LIMITATIONS OR EXCLUSIONS UNDER THIS POLICY
FLOOD Flood damage is not covered, regardless of how caused,
when flood is the peril that causes the loss. Flood water
includes, but is not limited to, storm surge, waves, tidal
water, overflow of a body of water, whether driven by
wind or not.
Flood Insurance may be available through the National
Flood Insurance Program (NFIP). NFIP flood insurance
may provide coverage for damage to your dwelling and/or
contents subject to the coverage limits and terms of the
policy.

[Rick]

God dammit, world. Stop with the natural disasters.

[Malthe]

Damn, best of luck.

[Eos]

Update:

Rental insurance will cover lost possessions, but it will take up to three days before they come look and form an estimate for what they'll pay (minus $500.00 deductible of course).

It may also take up to three days to get the car looked at. Retail price of my car at this time is ~10K but no idea what their replacement value will be or if they'll try to repair it. Thankfully I do have comprehensive coverage, another $250.00 deductible there though.

On a humorous note:


If you pay the premium for this coverage, we will pay for sudden, direct, and accidental
loss to a:
1. covered auto, rental auto, or temporary substitute auto, including an attached
trailer; or
2. non-owned auto;
and i ts custom parts or equipment, that i s not caused by collision.
A loss not caused by collision includes:
1. contact with an animal (including a bird);
2. explosion or earthquake;
3. fire;
4. malicious mischief or vandalism;
5. missiles or falling objects;
6. riot or civil commotion;
7. theft or larceny;
8. windstorm, hail, water, or flood; or
9. breakage of glass not caused by collision

But they don't cover damages:

4. due to a nuclear reaction or radiation;

I love how they have to clarify that a bird is a form of animal. All those silly Maplers who considered birds a form of plant have been set straight.

[MetaSeraphim]

Besides your possessions in the lower level is there anything that would have lasting damage? Like walls breaking down, mold, etc. Or did you just get out of there without taking a look?

[Eos]

There was no power in the surrounding several blocks so it was impossible to tell. I was wading through it carrying two pet carriers and my laptop.

It's bound to completely screwed though, since the entire interior was flooded. The carpet's ruined, the drywall is soaked through, the linoleum can't really handle immersion either, the appliances are doubtlessly toasted. My entire server rack is gone, (bye bye SPDB) and my shiny new couch floated by as I opened the door...

:f7:

[FenixR]

I love how they have to clarify that a bird is a form of animal. All those silly Maplers who considered birds a form of plant have been set straight.

But i thought Bird where a kind of insect D:

And best of luck with this Eos, wish i could help.

[BitchenCamero]

Eos,
I am truly sorry to hear that this happened to you. I am glad that you were able to get yourself and your pets out of the house safely.

[Shidoshi]

Wow, this sure sucks. I'll probably be donating some ammount towards helping you, this forum and the people in it are quite dear to me.

[Sarah]

Wow, that is awful.

I bet all of that stationary biking payed off in the great escape though. LIKE YOU'RE ON THE TITANIC!

[Rick]

LIKE YOU'RE ON THE TITANIC!

Oooonce more, you OOOOOPENED THE DOOR!


and my shiny new couch floated by as I opened the door...

Awwww crap.

(You have my deepest sympathies, but I had to, Eos.)

[Alloy]

Ooooh crap. At least it's good to see you are out of danger.

[Katie]

Sorry to hear that Eos. Hope everything works out for you =(

[Alilatias]

Well dang. That really sucks. Best of luck to you in order to salvage whatever the flood didn't destroy, and get everything back together.

[GameMX]

But they don't cover damages:

4. due to a nuclear reaction or radiation;


We need this to be mandatory in the west coast. Especially after getting zapped by Japan's radiation leak due to Gaia going on a rampage once again.

[Solarboy]

That's too bad ): At least you and your pets and ok.

[KajitiSouls]

God dammit, world. Stop with the natural disasters.

Humans are everywhere, that's like asking the world to stop moving. That's not a good thing when the world stops moving.

[Aggravate]

Wow, and there's not much that you can do as well. Good luck, Eos.

[Dual]

Hope everything works out Eos. At least everything that was lost can be replaced, for the most part, from what you say, so that's good.

[MariaColette]

Holy crap, at least you're okay. o_o I hope everything goes well for you. :c

[Zelkova]

I'm very sorry to hear about this Eos. I don't have much that I can give, but I will give what I can.

Hopefully I just bought you some dinner or some new jammies XD

[Eos]

I greatly appreciate everyone's willingness to help & best wishes.

Still haven't figured out where I'm staying tonight, or where the pets will go, or whether my apartment will even be livable in the near future but working on all that and trying to stay optimistic and focused.

[shouri]

Well it's just good to hear that you're okay. Hopefully dealing with the insurance people goes well D:

It's great that you're staying as optimistic as possible. I wish you lived near me, I'd totally give you a place to stay in for a bit D:

[Sarah]

I greatly appreciate everyone's willingness to help & best wishes.

Still haven't figured out where I'm staying tonight, or where the pets will go, or whether my apartment will even be livable in the near future but working on all that and trying to stay optimistic and focused.

Is there any way those of us without credit cards can help? Like uh, google ads or anything?

[hadriel]

Oh dear. My best wishes for you. Hope things would improve for you asap.

Been through a flood, but nowhere close to a feet... =.=" that's hardly called a flood compared to yours!

Hadriel

[KajitiSouls]

Is there any way those of us without credit cards can help? Like uh, google ads or anything?

Oh, speaking of ads, I've never turned those off for sp.net, despite being red status. <3

[Eos]

Oh, speaking of ads, I've never turned those off for sp.net, despite being red status. <3

You're not an ultra donor, it's automatic for the highest tier only.


Is there any way those of us without credit cards can help? Like uh, google ads or anything?

Not that I can think of. Google ads is only profitable in extremely large volumes and click fraud is a crime that'd result in both the abuser and myself being kicked out of the program. The Amazon link is the next best thing. Replacing your search engine with the southperry version of SwagBucks might earn a bit, but that'd be almost as slow & incremental as the Google Ads. Could add a ClickBank affiliate link as well, that's essentially similar to the amazon affiliation but with downloadable content. Nothing that lets you easily donate without spending though.

[Panacea]

Whenever I have a chance to settle down I'll do what I can in order to help.

I hope you're able to get everything squared away without much trouble.

[Mike]

Keep us informed.

[BlueRuin]

So sorry to hear that, I hope everything works out for all of you.

[Rob]

Keep us informed.

This and best of luck bro.

[Ninja]

Well that sucks, I hope everything gets better. Be safe

[Born2BeMild]

Hoping everything goes well! be safe and careful.


On a side note: the google ads are showing water damage insurance and emergency flood clean up.

[Sn1perJohnE]

Wow, sorry to hear this happen. Hope you pull through in the end and can get back to where you were before.

[street]

Sorry to hear this eos. So is it every purchase in the market that goes towards you? I really never understood the whole market

[Mira]

Eos, I wish you the best. I'm glad to hear you and your pets got out safely, but I'm sorry about your car and house being heavily damaged by the water. :( I hope you can find a place to stay and some food to eat soon.

[Eos]

Updated with photos.

[Dredragon]

Imagining the couch floating out the door was kinda funny. >.>
I hope you're place is fixed soon, and good thing you got the most important thing out the door; the laptop. Oh, and the pets. o3o
Yea, unfortunately I don't have a credit card or anything, so if you could think of more ways then the ones listed, it'd be awesome. And I bet if we all used that toolbar thing you listed, we could bring in a good amount of mawny. :D

@Pics http://images.icanhascheezburger.com/completestore/2008/3/16/sadface128501928560000000.jpg

[Eos]

Sorry to hear this eos. So is it every purchase in the market that goes towards you? I really never understood the whole market

It all goes into the same account, whether it's from the market, the ads or amazon, the only difference is Fiel's pay comes purely from the ads the rest is 100% in the site discretionary fund to pay me, handle upgrades, run events / promotions, provide Talia's budget, whatever.

[Piggy 2.0]

Holy crap, I am so sorry that this happened Eos. Donations will come a flowin' as soon as I get my finances sorted out.

[WillDaSnail]

So sorry to hear about this disaster Eos. Best of luck on recovery and getting your life back in order.

[IImaplers]

hope everything works out for you, and good luck.

[Eos]

Yea, unfortunately I don't have a credit card or anything, so if you could think of more ways then the ones listed, it'd be awesome. And I bet if we all used that toolbar thing you listed, we could bring in a good amount of mawny. :D

It's more cumbersome than anything, but here ya go.

http://www.southperry.net/swag.php

(Searching from there directly credits Southperry)

http://www.swagbucks.com/refer/Southperry

(Signing up for your own account with Southperry as the referrer will give Southperry duplicate points that you earn while searching, and lets you do things like use the toolbar to make it easier on you)

[Dredragon]

So we'd have to go right to that link to search something? I would definitely do that for you, but is there a toolbar I can download instead?

[JPTheMonkey]

You live in Louisiana? Guessing because Fiel looked up Louisiana flood business.

But that sucks :f4:. We don't get much flooding from storms being nowhere near a major water source and in a city where they have flood stuff in place. Sucks hearing how all the levees in areas affected are falling apart...people can't make anything right these days, can they?

[Eos]

So we'd have to go right to that link to search something? I would definitely do that for you, but is there a toolbar I can download instead?

If you sign up for your own account from the referral link you can then download the toolbar, use your credentials in the toolbar and it credits both you and SP.

[Mike]

Were you sleeping when it hit? How'd you react? Since it was a flash flood, I'm guessing you didn't have much prior knowledge of it occuring...

I'm really curious!

[Corn]

What pets did you have to carry awkwardly out of the house? =O

My condolences.

[Dredragon]

Oh, ok, sorry. Didn't see the bottom of your post. =P
I wonder if this works on Opera, I'd hate to switch to Firefox again, but w.e works.

[Eos]

Were you sleeping when it hit? How'd you react? Since it was a flash flood, I'm guessing you didn't have much prior knowledge of it occuring...

I'm really curious!

I was asleep. They woke me up knocking to evac. Found out why when I got downstairs and waded into my living room. Immediately grabbed my water shoes and the laptop that was above water. Confirmed I was alive and wld evac. Went upstairs. Called for a ride and coordinated what high ground to pick me up on while I packed clothes and kitties. If the cat food and litter hadn't flooded I would've left them upstairs but with no food or litter they had to come too. One carrier each plus my suitcase.
Unplugged everything before leaving even tho power was off and most of it was already doomed. This was 2 am. Took until 3 to get fully packed and make it to high ground. Then I unpacked the cats showered and rode to work at 4 am to begin filing insurance claims and notifying people what was going on.

Sent from my PG06100 using Tapatalk

[Link]

That's terrible, Eosian. I'm very sorry to hear this news. I only wish I could help out, but being a NEET, I don't even have a penny. :X

I hope you do well and get back to comfort as soon as possible.

[Rob]

Wow. Out of all pictures you posted on flickr, the one with the server racks is just super saddening. Feel your pain bro, I went through a flood like 10 years ago and it's one of my worst memories.

[Cyadd]

Ouch. Well, no one died, so everything is replaceable. I remember when my house flooded. We barely were able to get all the more valuable replaceables out (family photos, etc.). I remember my cousins in Tennessee who got blasted with a flood and they couldn't go into their house until 1-2 weeks until the waters receded.

[maplefreak26]

I am truly sorry for your lost. :(

And you sure drink a lot of soda...

[Eos]

And you sure drink a lot of soda...

Nah. There's no local aluminum recycling center so I go months between runs to drop off.

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[Kalovale]

One good thing about living on highlands is you don't have to worry much about floods.
Get through this safely.

[Emerald]

I'm so sorry about what happened.

Best wishes to you and your animals! :f2:

[Eos]

For the interested I'll be keeping updates in my blog in it's own section (http://www.southperry.net/blog.php?u=2054&blogcategoryid=54), and will append updates throughout each day as I have time and news.

[Pikamemnon]

If I have learned anything from watching King of the hill, its that one of your new worries could be mold. It seemed to be a problem even in unflooded buildings. I dont remember how they solved the problem though..

[Eos]

If I have learned anything from watching King of the hill, its that one of your new worries could be mold.

Not particularly a problem since the apartment is unlivable in the first place and won't be restored until well after my lease was up.

[Eos]

And the renter's insurance claim was rejected. Yay me.

[MetaSeraphim]

And the renter's insurance claim was rejected. Yay me.

Ouch, is it possible to fight with them about it? Or are you simply screwed?

[Eos]

Nope. Water specific exclusion in the policy. So eight years with that agency completely wasted by the one time I actually needed them.

[ShinkuDragon]

that¿s the most retarded thing ever.

[MetaSeraphim]

Nope. Water specific exclusion in the policy. So eight years with that agency completely wasted by the one time I actually needed them.


that¿s the most retarded thing ever.

.

How much in total damage would you say the flood caused? Surely the server rack had to cost a bit.

[MariaColette]

Nope. Water specific exclusion in the policy. So eight years with that agency completely wasted by the one time I actually needed them.

What the fuck, seriously? That's messed up. o_e

[Sarah]

Nope. Water specific exclusion in the policy. So eight years with that agency completely wasted by the one time I actually needed them.

Welcome to insurance.

[Eos]

.

How much in total damage would you say the flood caused? Surely the server rack had to cost a bit.

5-8k.

[Eos]

And to make it greater I have to have my apartment emptied by Sunday and find a place to put everything. Was planning to have it cleaned out already but didn't expect to have the second floor empty too and now I'm back to trying to find someone to take the cats again. Sigh. Busy weekend.

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[Fiel]

Given that insurance isn't covering you, you are liable for your own property. However, is the landlord making you liable for property damage since your insurance didn't cover it?

[Ęxøđųş]

http://upload.wikimedia.org/wikipedia/en/8/89/State-of-emergency-cover.jpg

Sorry, I had to do this.

Anyways, hope you're fine.

[Eos]

Given that insurance isn't covering you, you are liable for your own property. However, is the landlord making you liable for property damage since your insurance didn't cover it?

No. That wouldn't be legal anyway since I can't insure their property. Their insurance covered that. I am supposed to get my security deposit back from them today and contact fema because we were declared a catastrophe last night. Not sure that will do any good but will give it a shot.

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[FoolsLove]

While I'm very sorry for what happened to you Eos, I'm far more concerned about the reported near 400 tornadoes that were spawned by the storm that have caused a so far reported 300 deaths, which were a result from the same storm that caused your flooding. :c

http://en.wikipedia.org/wiki/April_25%E2%80%9328,_2011_tornado_outbreak

[Eos]

While I'm very sorry for what happened to you Eos, I'm far more concerned about the reported near 400 tornadoes that were spawned by the storm that have caused a so far reported 300 deaths, which were a result from the same storm that caused your flooding.

The dead are beyond needs. If you're going to give them even a moment of concern it should be for their survivors.

[ShinkuDragon]

The dead are beyond needs. If you're going to give them even a moment of concern it should be for their survivors.

-forget i said anything-

[Eos]

not to be mean, but that's cold man.

You'd rather waste tears on the corpse than the newly widowed mother and fatherless children? Your priorities are misaligned.

[ShinkuDragon]

You'd rather waste tears on the corpse than the newly widowed mother and fatherless children? Your priorities are misaligned.

never said you were wrong, just that it was cold, precisely because i was thinking of the people that you mentioned, but blame me, misread the "their" as "the", sorry about that.

[hadriel]

When the tsunami struck Indonesia several years back... so many of the volunteers ended up needing help themselves, because they couldn't take it anymore. In such situations, there really isn't anything more you could do for the dead except give them a quick mass burial, because getting more living people out and taking care of them is much more important than grieving for them. The grief can come later. Now... let's get things done.

It's really just unfortunate how things have to be.

Hadriel

[Eos]

Returning market values to their normal prices.

For the curious, here's the partial loss list.

Quantity|Item|Replacement Value
4|PCs| $1,600
1|Trinitron| $600
1|Entertainment Center| $400
1|Assorted DS Games| $200
1|Couch| $500
1|Final Fantasy XIII: Limited Edition Bundle - Xbox 360 | $400
1|Playstation 2| $60
1|Coffee Table| $100
1|Kitchen Table| $100
1|Recumbant Stationary Bike| $200
1|Stairstepper| $50
1|Food Contents| $350
4|Pair of Shoe| $120


|Total| $4,680.00


Thanks to everyone who donated.
Total funds raised were $201

[Dual]

Shame that the donations pale in comparison to the losses. Hope you can eventually make up for the things that can be replaced.

[Derosis]

4,680 dollars. Holy sh'it :| I'd totally donate my PS2 to you broskey. Even though it would make me cringe for a few years.

[Ęxøđųş]

The dead are beyond needs. If you're going to give them even a moment of concern it should be for their survivors.

http://demotivatorsblog.com/wp-content/uploads/2009/11/tombstone-demotivational-poster-1226143390.jpg

[Lantisca]

There really are no words to describe how sorry I am for your loss. Rebuilding anything you've put hard work into is never an easy thing, physically, emotionally or otherwise. I wish I had the money to somehow help you out, but I'm rather in a tough spot myself these days. I do hope for you to recover as fast and effortlessly as possible though. And although the wreckage is unbearable to even interpret, at least your cats and yourself are all unharmed.

I'd mostly be concerned with the structure's secure-ness, or rather, lack thereof. Be careful, Eos. :f7:

I may be able to donate a few dollars to the forum or you specifically, but you'd have to tell me where and how. I'm sure something's posted on the forums about it, but for someone like me who's new, it's all a bit overwhelming to find at first. Somewhat like a needle in a haystack.

[shouri]

Click on the market tab at the top (to the left of the search bar). Click "Purchase Some Karma" on the left side then choose the amount to purchase. You'll be sent to the paypal site. If you have a paypal account, log in on the right side. Otherwise, below the right side is the option to pay with your debit/credit card as a guest.